F A Simms have sourced a number of commercial property finance solutions including:

  • Commercial Mortgages for Freehold properties
  • Commercial Mortgages for Leasehold properties
  • Commercial Re-Mortgages
  • Commercial Bridging Loans

 

Commercial Mortages/Re-Mortgages

F A Simms is able to arrange commercial mortgages for sole traders, partnerships, limited companies and investors.

You might be looking to re-mortgage to consolidate loans, raise working capital or expand your business. Alternatively you might be acquiring the freehold of your existing business or buying a new one.

Our solutions are wide and varied but some of the broad parameters include:

  • Upto 85% Loan to Value or more with additional security
  • Interest Rates from 1% above bank base rate
  • Repayment term up to 30 years
  • Interest only options

 

Commercial Bridging Loans

On occasions the equity in an investment maybe required to fund another project before the equity can actually be released. In these situations a bridging loan can often be used to provide the funds in the short time pending the realisation of the equity.

Some typical situations in which F A Simms have arranged bridging loans for clients are:

  • To take out a bank facility on a property portfolio pending the onset of a new finance provider
  • To provide a deposit for a property developer who wanted to acquire some new sites but couldn’t sell his existing sites quickly enough

 

At  FA Simms both open (no pre-determined exit route) and closed (pre-determined exit) bridging loans can be sourced for periods ranging from 1 month to 12 months.
If you have an enquiry and would like to discuss it further please contact us.

Call Us Now 01455 555 444